Shed Insurance Claim

You might think that the expensive mountain bike or lawn mower in your shed is safe from being stolen. David Coton finds that this might not be the case and explains how Gardensite can help if you need to make an insurance claim.

Created by David Coton on Friday, 16th of January, 2015.
Updated on Monday, 19th of January, 2015.


Shed Insurance

Most of us  just have a traditional shed that keeps the contents dry and out of the way, but are they secure?

For instance, does the shed door have have a padlock with hasp and staple? This is particularly important if you bear in mind that insurers might not pay out for stolen goods if a shed is not locked.

A 'shed bar' across the door is also a great visual deterrent together with good quality fixtures and fittings.

Fit a grill over the windows and either install locks or screw opening windows shut. Keep the shed well maintained and think about fitting an alarm, they are available fairly cheaply.

Security Sheds

You may however decide that the best way to protect your property is to buy a shed that has been designed specifically with security in mind. Hall's Security Apex and Pent sheds are prime examples.

These substantial structures have narrow windows that allow some light into the interior but any potential thief will find it very difficult to see inside. There is also an option to dispense with the windows altogether.

To access the shed, any miscreant must break in through a robust braced door with sturdy zinc hinges. The door can be bolted and there's a padbolt protector.

As an alternative, Asgard Secure Sheds are ISO accredited and constructed from galvanised steel.

The Asgard Classic model has reinforced door surrounds and a drill and pick resistant lock covered in 1.6mm steel housing. 

Among many other security measures, the Classic's handle snaps off if forced entry is attempted, leaving your valuables safe inside.

Adequate Insurance?

Home contents insurance will normally cover any theft from a shed but may have a maximum pay out, or a single article limit if not individually declared, so it's worth checking the small print and ensuring your insurance is adequate.

If you need advice on sheds and garden buildings that offer the best protection for your valuables, why not call GardenSite.co.uk who have half a century of independent experience. 

So that you can prepare a claim, GardenSite can provide a quote for garden related goods, equipment and tools that may have been stolen, or damage done to the shed during a break-in.

Call their dedicated insurance team for impartial information and recommendations on 0121 355 7701 (7 days a week, between 9am and 5pm).

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