How To Make An Insurance Claim For Garden Storm Damage

After 'Storm Katie' has swept through the country many people are likely to be contacting their insurance companies regarding damage caused to sheds, greenhouses and fences. Robert Hall explains how GardenSite can help with an insurance quote and claim.

Created by Robert Hall on Monday, 28th of March, 2016.


How To Make An Insurance Claim For Garden Storm Damage

I have been working in the garden industry for over 40 years and during that time we've had plenty of bad weather similar to Storm Katie.

As a result of heavy rain and strong winds, Gardensite and my garden centres are receiving a lot of calls (Tel: 0121 355 7701) from people, regarding damaged property.

Based on experience this is my guide on how customers should go about making a claim with their insurance companies.

Garden Storm Damage

Damaged garden items usually include:

  • Greenhouse glass that has been blown out
  • Blown over garden fences
  • Wind damaged sheds and greenhouses
  • Up-rooted and damaged trees, shrubs and plants
  • Damage to garden buildings hit by tree debris

Insurers expect to happen after a big weather event and should be able to deal with your claim fairly easily. The great storm of 1987 cost insurance companies £2bn and the floods of 2007 set them back more than £3bn.

Are You Covered For Storm Damage?

Most household and business policies cover flood and storm damage up to a specified amount.

When Should Your Contact Your Insurance Company 

You should contact your insurer as soon as is possible. Most operate a 24/7 helpline enabling you to tell them what has happened. 

When Should I Get Repair Work Done?

Your insurer will usually advise you to go ahead straight away with repairs, especially if it means preventing further damage. However always check with your insurer first. It's always a good idea to take lots of photographs of the damage, as you may be asked to send these to your insurer, and remember to keep any receipts.

Who Will Assess the Damage?

If the damage is large scale or serious enough, the insurance company will send a loss adjuster. Once they have visited your property, they will provide a timetable for the repair work and tell you who will be doing it.

Who Can Give Me An Insurance Quote?

You can get a quote for a damaged shed, greenhouse, fence etc from our garden centres or Gardensite. We have over 60 years of independent and impartial experience selling all types of garden products. 

Call the storm damage quote team on 0121 355 7701 (7 days a week, between 9am and 5pm) if you require a free quotation.

Further Information

Prevent Stormy Weather Damaging Your Greenhouse

Greenhouse Insurance Quotation FAQ

#StormKatie #storm #StormKatieSouth #greenhouse #scotstorm #ukstorm #storm #storminsurance #greenhouseinsurance #storm #stormdamage

Related Articles

Do You Need A Garden Fencing Quotation?

Do You Need A Garden Fencing Quotation?

With 'Storm Abigail' forecast to sweep through the north of England and Scotland, Nathan James Dodd explains how to obtain an online garden fencing quotation to replace your damaged fence panels.

Author: Nathan James Dodd

Written by Nathan James Dodd.
Published on Thursday, 12th of November, 2015.

Shed Insurance Claim

Shed Insurance Claim

You might think that the expensive mountain bike or lawn mower in your shed is safe from being stolen. David Coton finds that this might not be the case and explains how Gardensite can help if you need to make an insurance claim.

Author: David Coton

Written by David Coton.
Published on Friday, 16th of January, 2015.

Autumn Storm Damage

Autumn Storm Damage

With the Met Office announcing the winning names in their competition to give storms an identity, Nathan James Dodd thinks it's that time of the year to explain how to prevent storm damage and how to get an insurance quote if your greenhouse, shed or fencing are casualties of bad autumnal weather.

Author: Nathan James Dodd

Written by Nathan James Dodd.
Published on Tuesday, 20th of October, 2015.

Forest Garden Stand at GLEE 2014

Forest Garden Stand at GLEE 2014

GardenSite has been out in force at the GLEE Trade Exhibition in Birmingham this week sourcing new products, innovations and better deals to bring to its customers. Here's Robert Hall's report on what has been happening.

Author: Robert Hall

Written by Robert Hall.
Published on Wednesday, 17th of September, 2014.

comments powered by Disqus

RSS

View RSS Feed

Author

Robert Hall

Senior Partner at GardenSite

View Profile

Follow Us!

Recent Articles

Battery Powered Christmas Lights Guide

Battery Powered Christmas Lights Guide

This guide by Andy Taylor is all about battery powered lights, a very safe way to decorate your home with festive colour. With low running costs and bright LEDs, batteries may be the smart choice this Christmas.

Author: Andrew Taylor

Written by Andrew Taylor.
Published on Thursday, 1st of December, 2016.

Premier Christmas Lights

Premier Christmas Lights

There's a huge selection of Premier Christmas Lights, and it's no wonder why they are market leaders judging by the variety and innovation that's on offer. This is Andy Taylor's guide to their range of top quality lights and decorations.

Author: Andrew Taylor

Written by Andrew Taylor.
Published on Monday, 28th of November, 2016.

Novelty Indoor Illuminated Christmas Decorations

Novelty Indoor Illuminated Christmas Decorations

In the past Christmas decorations were limited to streamers and fairy lights, but not any more as Robert Hall discovered when reviewing the huge range of novelty Christmas items that are brought to life by LEDs.

Author: Robert Hall

Written by Robert Hall.
Published on Monday, 28th of November, 2016.

How to Choose Your Christmas Wreath & Garland

How to Choose Your Christmas Wreath & Garland

Christmas wreaths, swags and garlands might be thought a little old fashioned, but Robert Hall thinks that modern versions of these traditional decorations are a fabulous way to combine tradition with colourful contemporary themes.

Author: Robert Hall

Written by Robert Hall.
Published on Tuesday, 15th of November, 2016.